--- name: agent-money-tracker description: Intelligent budget tracking and financial management library for AI agents - expense tracking, income management, budgets, savings goals, and LLM-powered insights ---

Agent Money Tracker

A TypeScript library for AI agents to track expenses, income, budgets, and savings goals with LLM-powered natural language parsing. No frontend required - designed for programmatic use by agents and bots.

Installation

npm install agent-money-tracker

---

Usage

Initialize the Budget Tracker

import { clawhub } from 'agent-money-tracker';

// Initialize (required before any operations)
await clawhub.initialize();

// Or with custom storage path
await clawhub.initialize('/path/to/data');

Expense Tracking

// Add an expense
await clawhub.addExpense(50, 'Food & Dining', 'Grocery shopping', {
  date: '2026-01-31',
  tags: ['weekly', 'essentials'],
  merchant: 'Whole Foods'
});

// Natural language input
await clawhub.addFromNaturalLanguage('spent $45 on uber yesterday');

// Get recent expenses
const expenses = clawhub.getExpenses({ limit: 10 });

// Filter by category and date range
const foodExpenses = clawhub.getExpenses({
  category: 'Food & Dining',
  startDate: '2026-01-01',
  endDate: '2026-01-31'
});

Income Tracking

// Add income
await clawhub.addIncome(5000, 'Salary', 'January salary', {
  date: '2026-01-15'
});

// Add freelance income
await clawhub.addIncome(500, 'Freelance', 'Website project');

// Get all income
const income = clawhub.getIncome();

Budget Management

// Create a monthly budget
await clawhub.createBudget('Food Budget', 'Food & Dining', 500, 'monthly', 0.8);

// Check budget status
const status = clawhub.getBudgetStatus();
// Returns: [{ budgetName, spent, limit, remaining, percentageUsed, status }]

// Get budget alerts
const alerts = clawhub.checkBudgetAlerts();
// Returns warnings when threshold or limit exceeded

// Get smart budget suggestions
const suggestions = clawhub.suggestBudgetLimits();
// Returns: [{ category, suggested, average, max }]

Savings Goals

// Create a savings goal
await clawhub.createGoal('Emergency Fund', 10000, {
  description: '6 months expenses',
  deadline: '2026-12-31',
  priority: 'high'
});

// Add contribution
await clawhub.contributeToGoal('goal_abc123', 500, 'January savings');

// Check progress
const progress = clawhub.getGoalProgress();
// Returns: [{ goalName, targetAmount, currentAmount, percentageComplete, daysRemaining, onTrack }]

Analytics & Reports

// Monthly spending summary
const summary = clawhub.getSpendingSummary();
// Returns: { totalExpenses, totalIncome, netSavings, expensesByCategory, incomeByCategory }

// View monthly trends
const trends = clawhub.getMonthlyTrends(12);
// Returns: [{ date, expenses, income, netSavings }]

// Full monthly report
const report = clawhub.generateMonthlyReport(2026, 1);

// Compare to last month
const comparison = clawhub.compareToLastMonth();
// Returns: { expenseChange, incomeChange, topIncreases, topDecreases }

Smart Insights

// Generate AI-powered insights
const insights = await clawhub.generateInsights();
// Returns insights like:
// - "⚠️ Your dining expenses are 3x higher than usual"
// - "💡 Cancel unused subscriptions to save $50/month"
// - "🏆 You've tracked expenses for 7 consecutive days!"

// Get unread insights
const unreadInsights = clawhub.getInsights();

Recurring Transactions

// Create recurring expense (e.g., Netflix subscription)
await clawhub.createRecurring(
  'expense', 15.99, 'Subscriptions', 'Netflix', 'monthly',
  { startDate: '2026-02-01' }
);

// Create recurring income (e.g., salary)
await clawhub.createRecurring(
  'income', 5000, 'Salary', 'Monthly salary', 'monthly'
);

// Process due recurring transactions
await clawhub.processRecurring();

Data Management

// Get statistics
const stats = clawhub.getStats();
// Returns: { totalTransactions, totalExpenses, totalIncome, netSavings, avgExpense, topCategory }

// Get available categories
const categories = clawhub.getCategories();

// Export data
const jsonData = await clawhub.exportData();

// Create backup
const backupPath = await clawhub.backup();

// Get storage location
const dataPath = clawhub.getDataPath();

---

Default Categories

Expense Categories

| Category | Icon | |----------|------| | Food & Dining | 🍔 | | Transportation | 🚗 | | Shopping | 🛍️ | | Bills & Utilities | 💡 | | Entertainment | 🎬 | | Health & Fitness | 💪 | | Education | 📚 | | Personal Care | 💄 | | Subscriptions | 📱 |

Income Categories

| Category | Icon | |----------|------| | Salary | 💰 | | Freelance | 💻 | | Investments | 📈 | | Gifts | 🎁 |

---

Cross-Platform Storage

Data is stored in platform-specific locations:

| Platform | Default Path | |----------|-------------| | Windows | %APPDATA%\clawhub | | macOS | ~/Library/Application Support/clawhub | | Linux | ~/.local/share/clawhub |

Override with environment variable:

export CLAWHUB_DATA_PATH=/custom/path

---

API Reference Summary

| Method | Description | |--------|-------------| | initialize(path?) | Initialize the budget tracker | | addExpense(amount, category, description, options?) | Add expense | | addIncome(amount, category, description, options?) | Add income | | addFromNaturalLanguage(text) | Parse and add from natural language | | createBudget(name, category, limit, period, threshold?) | Create budget | | getBudgetStatus() | Get all budget statuses | | checkBudgetAlerts() | Get budget warnings/alerts | | createGoal(name, target, options?) | Create savings goal | | contributeToGoal(goalId, amount, note?) | Add to goal | | getGoalProgress() | Get all goal progress | | getSpendingSummary(start?, end?) | Get spending breakdown | | getMonthlyTrends(months?) | Get monthly trend data | | generateMonthlyReport(year?, month?) | Generate full report | | generateInsights() | Generate AI insights | | createRecurring(type, amount, category, desc, freq, options?) | Create recurring | | processRecurring() | Process due recurring transactions | | getStats() | Get transaction statistics | | exportData() | Export all data as JSON | | backup() | Create timestamped backup |