--- name: nevermined-payments description: > Integrates Nevermined payment infrastructure into AI agents, MCP servers, Google A2A agents, and REST APIs. Handles x402 protocol, credit billing, payment plans, and SDK integration for TypeScript (@nevermined-io/payments) and Python (payments-py). ---

Nevermined Payments Integration

Overview

Nevermined provides financial rails for AI agents — real-time monetization, access control, and payments. This skill gives you everything needed to:

• Protect API endpoints with the x402 payment protocol
• Charge per-request using credit-based billing
• Integrate with Express.js, FastAPI, Strands agents, MCP servers, or Google A2A agents
• Support subscriber-side flows (purchase plans, generate tokens, call protected APIs)
• Enable agent-to-agent payments via the Google A2A protocol

The x402 protocol uses HTTP 402 responses to advertise payment requirements. Clients acquire an access token and retry the request. The server verifies permissions, executes the workload, then settles (burns credits).

Quick Start Checklist

1. Get an API key at nevermined.app → Settings → API Keys
2. Install the SDK (npm install @nevermined-io/payments or pip install payments-py)
3. Register your agent and plan (via the App UI or programmatically — see references/payment-plans.md)
4. Add payment protection to your routes/tools (see framework-specific references below)
5. Test — call without token (expect 402), then with token (expect 200)

Environment Setup

| Variable | Required | Description | |---|---|---| | NVM_API_KEY | Yes | Your Nevermined API key (get it at nevermined.app → Settings → API Keys) | | NVM_ENVIRONMENT | Yes | sandbox for testing, live for production | | NVM_PLAN_ID | Yes | The plan ID from registration | | NVM_AGENT_ID | Sometimes | Required for MCP servers and plans with multiple agents | | BUILDER_ADDRESS | For registration | Wallet address to receive payments |

.env Template

# Required
NVM_API_KEY=your-api-key-here
NVM_ENVIRONMENT=sandbox
NVM_PLAN_ID=your-plan-id-here

# Required for MCP servers or multi-agent plans
NVM_AGENT_ID=your-agent-id-here

# Required for registration
BUILDER_ADDRESS=0xYourWalletAddress

Prerequisites

• TypeScript/Express.js: Node.js 18+. Your package.json must include "type": "module" for the @nevermined-io/payments/express subpath import to work.
• Python/FastAPI: Python 3.9+. Install with pip install payments-py[fastapi] — the [fastapi] extra is required for the middleware.

TypeScript

npm install @nevermined-io/payments

import { Payments } from '@nevermined-io/payments'

const payments = Payments.getInstance({
  nvmApiKey: process.env.NVM_API_KEY!,
  environment: 'sandbox'
})

Python

pip install payments-py

import os
from payments_py import Payments, PaymentOptions

payments = Payments.get_instance(
    PaymentOptions(
        nvm_api_key=os.environ["NVM_API_KEY"],
        environment="sandbox"
    )
)

Core Workflow (All Integrations)

Every Nevermined payment integration follows this 5-step pattern:

1. Client sends request without a payment token
2. Server returns 402 with payment-required header (base64-encoded JSON with plan info)
3. Client acquires x402 token via payments.x402.getX402AccessToken(planId, agentId)
4. Client retries with payment-signature header containing the token
5. Server verifies → executes → settles (burns credits), returns response with payment-response header

Framework Decision Tree

Choose the integration that matches your stack:

| Framework | Language | Reference | Key Import | |---|---|---|---| | Express.js | TypeScript/JS | references/express-integration.md | paymentMiddleware from @nevermined-io/payments/express | | FastAPI | Python | references/fastapi-integration.md | PaymentMiddleware from payments_py.x402.fastapi | | Strands Agent | Python | references/strands-integration.md | @requires_payment from payments_py.x402.strands | | MCP Server | TypeScript | references/mcp-paywall.md | payments.mcp.start() / payments.mcp.registerTool() | | Google A2A | TS / Python | references/a2a-integration.md | payments.a2a.start() / payments.a2a.buildPaymentAgentCard() | | Any HTTP | Any | references/x402-protocol.md | Manual verify/settle via facilitator API | | Client-side | TS / Python | references/client-integration.md | payments.x402.getX402AccessToken() |

SDK Quick Reference

TypeScript (@nevermined-io/payments)

// Initialize
const payments = Payments.getInstance({ nvmApiKey, environment })

// Register agent + plan
const { agentId, planId } = await payments.agents.registerAgentAndPlan(
  agentMetadata, agentApi, planMetadata, priceConfig, creditsConfig
)

// Subscriber: order plan and get token
await payments.plans.orderPlan(planId)
const balance = await payments.plans.getPlanBalance(planId)
const { accessToken } = await payments.x402.getX402AccessToken(planId, agentId)

// Server: verify and settle
const verification = await payments.facilitator.verifyPermissions({
  paymentRequired, x402AccessToken: token, maxAmount: BigInt(credits)
})
const settlement = await payments.facilitator.settlePermissions({
  paymentRequired, x402AccessToken: token, maxAmount: BigInt(creditsUsed)
})

// Helpers
import { buildPaymentRequired } from '@nevermined-io/payments'
import { paymentMiddleware, X402_HEADERS } from '@nevermined-io/payments/express'

// MCP server
payments.mcp.registerTool(name, config, handler, { credits: 5n })
const { info, stop } = await payments.mcp.start({ port, agentId, serverName })

// A2A server
const agentCard = payments.a2a.buildPaymentAgentCard(baseCard, { paymentType, credits, planId, agentId })
const server = await payments.a2a.start({ port, basePath: '/a2a/', agentCard, executor })
// A2A client
const client = payments.a2a.getClient({ agentBaseUrl, agentId, planId })
await client.sendMessage("Hello", accessToken)

Python (payments-py)

# Initialize
payments = Payments.get_instance(PaymentOptions(nvm_api_key=key, environment="sandbox"))

# Register agent + plan
result = payments.agents.register_agent_and_plan(
    agent_metadata, agent_api, plan_metadata, price_config, credits_config
)

# Subscriber: order plan and get token
payments.plans.order_plan(plan_id)
balance = payments.plans.get_plan_balance(plan_id)
token_res = payments.x402.get_x402_access_token(plan_id, agent_id)

# Server: verify and settle
verification = payments.facilitator.verify_permissions(
    payment_required=pr, x402_access_token=token, max_amount=str(credits)
)
settlement = payments.facilitator.settle_permissions(
    payment_required=pr, x402_access_token=token, max_amount=str(credits_used)
)

# Helpers
from payments_py.x402.helpers import build_payment_required
from payments_py.x402.fastapi import PaymentMiddleware
from payments_py.x402.strands import requires_payment

# A2A server
from payments_py.a2a.agent_card import build_payment_agent_card
from payments_py.a2a.server import PaymentsA2AServer
agent_card = build_payment_agent_card(base_card, { ... })
server = PaymentsA2AServer.start(agent_card=agent_card, executor=executor, payments_service=payments, port=3005)
# A2A client
client = payments.a2a.get_client(agent_base_url=url, agent_id=agent_id, plan_id=plan_id)

x402 Payment Headers

All x402 v2 integrations use these three HTTP headers:

| Header | Direction | Description | |---|---|---| | payment-signature | Client → Server | x402 access token | | payment-required | Server → Client (402) | Base64-encoded JSON with plan requirements | | payment-response | Server → Client (200) | Base64-encoded JSON settlement receipt |

...