--- name: plaid description: plaid-cli a cli for interacting with the plaid finance platform. link accounts from various institutions, query balances, and transactions by date range listing accounts/balances. metadata: {"clawdis":{"emoji":"💳","requires":{"bins":["plaid-cli"]},"install":[{"id":"go","kind":"go","module":"github.com/jverdi/[email protected]","bins":["plaid-cli"],"label":"Install plaid-cli (go)"}]}} ---

Plaid

Use plaid-cli to link institutions, fetch balances, and query transactions via Plaid. Do not print or log secrets (client id, secret, access tokens).

Install

• go install github.com/jverdi/[email protected]

Setup

• Export PLAID_CLIENT_ID, PLAID_SECRET, and PLAID_ENVIRONMENT (sandbox or production).
• Optional: PLAID_LANGUAGE (en, fr, es, nl), PLAID_COUNTRIES (US, CA, GB, IE, ES, FR, NL).
• Optional config file: ~/.plaid-cli/config.toml.

```toml [plaid] client_id = "..." secret = "..." environment = "sandbox" ```

• Data directory: ~/.plaid-cli (stores tokens and aliases).

Link + aliases

• Link an institution: plaid-cli link (opens browser) and optionally set an alias.
• Relink: plaid-cli link .
• Alias: plaid-cli alias , list with plaid-cli aliases.

Accounts + balances

• List accounts and balances: plaid-cli accounts .

Search transactions

• Pull a date range as JSON, then filter locally:

- plaid-cli transactions --from 2024-01-01 --to 2024-01-31 --output-format json - jq -r '.[] | select(.name | test("grocery"; "i")) | [.date, .name, .amount] | @tsv'

• Use --account-id from accounts output to narrow results.
• Output formats: json or csv.

Monitor transactions

• Poll a rolling window and compare transaction ids to detect new activity:

```bash state=/tmp/plaid.txids next=/tmp/plaid.txids.next plaid-cli transactions --from 2024-01-01 --to 2024-01-31 --output-format json \ | jq -r '.[].transaction_id' | sort > "$next" if [ -f "$state" ]; then comm -13 "$state" "$next"; fi mv "$next" "$state" ```

• Use cron for scheduling.

Notes

• Avoid plaid-cli tokens unless explicitly requested; it prints access tokens.
• Relink is auto-triggered on ITEM_LOGIN_REQUIRED errors.

Recognize requests such as:

• "Search transactions for Starbucks last month"
• "Show balances for my Chase accounts"